Can I Reaffirm My Mortgage After Discharge

As long as you did not reaffirm the mortgage loan while your case was active, the discharge means the lender can’t come after you for the unpaid mortgage balance; that the county can’t come after you.

Can bank take my money to pay car loan? – If I file bankruptcy and have a credit card and car financed by the same bank where I have my personal checking account, can I opt to only reaffirm the car loan but. I have seen a client’s mortgage.

The Bankruptcy Discharge And Beyond: What To Do After Your. – (There is no reaffirmation in Chapter 13.) If you do not reaffirm your mortgage loan and decide at a later date that you no longer wish to keep your home, you can simply stop making the payments.. 75 comments to The Bankruptcy Discharge And Beyond: What To Do After Your Bankruptcy. Teri..

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Will loan modification reaffirm mortgage? Justin Harelik. to repay all or part of a debt that may otherwise have been subject to discharge in your bankruptcy case.. your client can make an.

Can I reaffirm on my house after a bankruptcy discharge. – He did not bother to get the letter from the lender because he was lazy. there is additional paper work with info about your mortgage. Still he should have asked me. You can reaffirm after your bankrupsy but the case would have to be reopened. and even if the case is reopened they will not reaffirm if you are late so make sure your are current.

. Credit Repair · Credit/Debt Analyzer · My LendingTree; Resources. Not only is it possible to buy a house after bankruptcy, but you may be able to refinance. You're restructuring them instead of discharging them, so you can.. home after a Chapter 7 bankruptcy you will want to reaffirm your mortgage.

In general, a lender wants you to reaffirm a loan when it can sue you for any remaining balance owed on your mortgage after foreclosing on the property.

Keeping a home out of foreclosure – I am behind on my mortgage payments but not in foreclosure. I plan on reaffirming the loan, but can they still choose to foreclose. portion of a debt that may otherwise have been subject to.

Will loan modification reaffirm mortgage? Justin Harelik. to repay all or part of a debt that may otherwise have been subject to discharge in your bankruptcy case.. your client can make an.